Pradhan Mantri Dhan Laxmi Yojana ( प्रधानमंत्री धन लक्ष्मी योजना 2020)

Pradhan Mantri Dhan Laxmi Yojana 2020: – Pradhan Mantri Dhan Laxmi Yojana is for middle-class women who want to start their own business.

Under the Pradhan Mantri Dhan Laxmi Yojana 2020, the Central Government will give a loan of 5 lakh to those women. Prime Minister Narendra Modi has started this scheme to bring women forward and make them self-reliant. If you want to take advantage of this scheme, then through our article we will give you all the information about Prime Minister Dhan Laxmi Yojana. So read our article thoroughly. And we will also tell you how to apply for Dhan Laxmi Yojana.

OFFICIAL] PMAY Online Application 2020 through CSC (Common Service Centers)

Prime Minister Dhan Laxmi Yojana 2020

Narendra Modi Ji has described this scheme as very important because, in it, investment gates have been opened for such women who are from poor or middle family. Under this scheme, women or girls above the age of 18 years can start from small business,

 Even today, you will see in the country, in many states, women are banned from going out of the house, they are kept in the veil. Even in rural areas like Haryana, Rajasthan, girls are given child marriages. Women are subjected to dowry harassment elsewhere. Or somewhere girls are killed in the stomach. To eradicate these reasons, Narendra Modi has revived the scheme.

Features of Pradhan Mantri Dhan Laxmi Yojana

  • The benefit of this scheme 18 to 55-year-old women will get the benefit of this scheme.
  • Women will get a loan of 5 lakhs under this scheme
  • This scheme will provide self-employment opportunities for women.
  • Women can repay this loan for 30 years; there will be no interest on this loan.
  • Under this scheme, credits will be provided to women by private and government banks.
  • This loan will come directly to the woman’s bank account.
  • This scheme will make efforts to make women strong and self-reliant.

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Documents for Pradhan Mantri Dhan Laxmi Yojana 2020

  • A woman should have aadhar card
  •   mobile number
  •   Voter id
  •   Ration card
  •   Bank account passbook
  •   Passport size photo
  •   The age of the woman should be between 18 and 55 years.
  • Pan Card

Benefits of Pradhan Mantri Dhan Laxmi Yojana 2020

  • A sum of 5 lakhs will be provided to the women.
  •  Women can repay this loan gradually for 30 years.
  • This scheme is for middle-class women.
  • The beneficiaries of this scheme can be women. Their lives can change significantly.
  • Men who do not consider women as anything will also improve their thinking.
  • Women will avoid domestic violence.
  • The means of employment from this scheme will be sufficient.
  • Only women who do not have any property in their name can participate in this scheme.

Eligibility for PM Dhan Laxmi Yojana 2020

  • Women should be citizens of India.
  • Only women can avail this scheme.
  • Women should have ration card below poverty line
  • In this scheme, the woman must have an account in the bank.
  • Women must be between 18 and 55 years old
  • If there is any property in the name of a woman, then she cannot take advantage of this scheme.

How to apply online under Pradhan Mantri Dhan Laxmi Yojana

We will tell you the steps to apply under PM Dhan Laxmi Yojana if you also want to take advantage of this scheme, then you will have to apply online. Therefore, we are telling you the method of online application below. Follow our given steps-

  • First of all, you have to go to the official website of Dhan Laxmi Women and Child Development Officer.
  • A home page will open when the website opens. On which you have to click on Dhan Laxmi Yojana in the online registration section.
  • After this, online application form will open on your screen, here you have to fill information like name, husband’s name, address, age, Aadhaar number etc.
  • After filling, click on submit button
  • In this way, you will be registered under Pradhan Mantri Dhan Laxmi Yojana.

Some questions related to PM Dhan Laxmi and their answers-

What is the goal behind the Prime Minister’s Dhan Laxmi Yojana?

This scheme has been organized to make women self-reliant and empowered; in this scheme, women can start their own small business. And can strengthen its financial position.

Who can avail Pradhan Mantri Dhan Laxmi Yojana?

The women can avail prime Minister Dhan Laxmi Yojana of the middle family of the country, whose age is between 18 and 55.

What will be the loan amount under Pradhan Mantri Dhan Laxmi Yojana?

Under the Pradhan Mantri Dhan Laxmi Yojana, women will receive a sum of 5 lakh, which will be directly transferred to their bank account.

What is the required document in Pradhan Mantri Dhan Laxmi Yojana?

  • Passport size photo
  • mobile number
  • Aadhar Card
  • Ration card
  • Bank account passbook
  • income certificate
  • Marksheet of a previous course or degree

Under this scheme, who will give the loan amount to the beneficiary woman?

In this scheme, the loan amount will be provided by private and public banks.

What will be the benefits of Pradhan Mantri Dhan Laxmi Yojana?

  • Women will be self-reliant
  • Women will get a chance to open their employment
  • Poor women will have a stable financial condition
  • Women who are victims of exploitation will be lacking
  • Dowry harassment like child marriage will reduce
  • The base of education will increase in women.
  •  Prime Minister Dhan Laxmi Yojana Help Line Number

If you are uncomfortable in anything related to this scheme like applying, then you can connect to the number or email given below.

Shastri Bhawan, New Delhi

Phone Number – 011-23381611

Email ID – nic-mwcd@gov.in

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